Default Intervention

Free HUD-approved default intervention counseling is provided for homeowners who have become delinquent on their mortgage payments, or who would like to avoid delinquency. Certified counselors will lead you through the maze of options available depending on the type of mortgage you have and the amount of arrearage you are experiencing. Most often, if you desire to stay in your home and have sufficient current income to pay your mortgage going forward, a plan may be worked out with your lender to retain ownership. Other options for those who wish to leave their present home for more affordable housing will also be covered.