Financial Counseling

Are you stressed over your financial situation? Are you unsure of what to do or where to turn for help? Look no further than Consumer Credit Counseling Service. CCCS is a not-for-profit agency, affiliated with the National Foundation for Credit Counseling (NFCC), and are HUD approved to provide housing counseling and education. We are a United Way Agency, accredited by the Council on Accreditation (COA) and are Court-approved to deliver Pre-fling Bankruptcy counseling and Pre-discharge Bankruptcy education.

Our goal is to provide you with accurate information and options available to help solve your financial problems. Appointments are available at multiple locations throughout McHenry, Lake, & Kane Counties.

The following is a list of services offered by our certified counselors:

  • Budget and Credit Counseling
  • Debt Management Programs to help eliminate unsecured debts
  • Credit Score Improvement Counseling
  • 1st Time Homebuyer Counseling
  • Mortgage Default and Foreclosure Prevention Counseling
  • Reverse Mortgage Counseling
  • Pre – Filing Bankruptcy Counseling
  • Pre-Discharge Bankruptcy Counseling

In addition to one-on-one private counseling sessions, CCCS offers education and outreach programs for groups and organizations, including:

  • Reverse Mortgage Overview
  • Basic Budgeting Workshop
  • Mortgage Foreclosure Avoidance
  • Credit Report Analysis
  • Scam Avoidance

If you are ready to explore your financial options, contact our office today to set an appointment or request a schedule of educational presentations at: 815-338-5757 or 800-815-2227 (toll free)

During the COVID-19 crisis our offices will remain open to phone appointments, but will not be seeing face-to-face clients or holding group workshops at this time. Our DMP program will continue to function as usual and creditors are continuing to require payments be made as scheduled.